Skip to contentInsert <> Here (Ep.30) How To Protect Your Most Valuable Asset w/ Mike Haltman</h1>
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<div class="gb-text gb-text-81328504">Posted on: January 20, 2020</div>
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<div class="gb-element-1c90c744"><div class="dynamic-entry-content"><p class="p1"><span class="s1"><strong>The History Behind Haltman’s Company</strong></span></p>
<p class="p2">
<p class="p1"><span class="s1">What happened was, according to Mike Haltman, was that 2008 hit us tremendously hard. Both my wife and I now had non-viable businesses and we had two girls in college at the time. We needed to reinvent ourselves and do it quickly. We had to hustle and figure out a plan. So we actually met with someone who was working at a Title company and didn’t like how the company was being handled. </span></p>
<p class="p2">
<p class="p1"><span class="s1">CEO James Prendamano notes there are a tsunami of foreclosures coming and, of course, the banks are going to be looking to get rid of all this paper. </span></p>
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<p class="p1"><span class="s1"><strong>What is </strong><a href="https://www.dfs.ny.gov/consumers/help_for_homeowners/title_insurance"><span class="s2"><strong>Title Insurance</strong></span></a><strong>, Anyway?</strong></span></p>
<p class="p2">
<p class="p1"><span class="s1">While things like health insurance, homeowner’s insurance, and life insurance – all other insurance — is based upon the possibility of future events, Title Insurance works the opposite way. Title Insurance protects you from the past. It could go back 50 years. It looks at the home, the mortgage, every assignment, every fine. Basically, you’re going back to making sure that your buyer – who’s closing on that deal – has a good, clean, clear title on that property. At the end of the day, we protect buyers from that type of situation – from someone coming out of the woodwork and saying: ‘Hey, I have a mortgage on that house – or a lien.’</span></p>
<p class="p2">
<p class="p1"><span class="s1">And that happens more often than you would expect, and it’s simply because a few documents weren’t signed correctly a few decades ago. </span></p>
<p class="p2">
<p class="p3"><span class="s4"><a href="https://youtu.be/f5ja2DolnXg">Tune in here and listen to Mike Haltman give a great example of how things can go wrong when it comes to the title.</a></span><span class="s5"> </span></p>
<p class="p2">
<p class="p2">
<p class="p1"><span class="s1">James Prendamano notes how Covid, of course, has turned things upside down and asks Mike Haltman – if the title insurance industry has suffered as well. The answer was no, certainly not as bad a most industries, as he notes how fortunate they were. </span></p>
<p class="p2">
<p class="p1"><span class="s1">James Prendamano shares his thoughts on blockchain verification and how it couldn’t possibly disrupt the title insurance industry. The Golden Rule: You get what you pay for. Plan and simple, James Prendamano and Mike Haltman agree. </span></p>
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<p class="p2">
<p class="p1"><span class="s1">The Big Four Title Insurance Companies:</span></p>
<p class="p2">
<ul class="ul1">
<li class="li3"><span class="s6"><a href="https://www.stewart.com/en/stg/new-york.html"><span class="s7">Stewart</span></a></span></li>
</ul>
<p class="p2">
<ul class="ul1">
<li class="li3"><span class="s6"><a href="https://www.oldrepublictitle.com/"><span class="s7">Old Republic</span></a></span></li>
</ul>
<p class="p2">
<ul class="ul1">
<li class="li3"><span class="s6"><a href="https://www.firstam.com/"><span class="s7">First American</span></a></span></li>
</ul>
<p class="p4">
<ul class="ul1">
<li class="li3"><span class="s6"><a href="https://www.fntic.com/"><span class="s7">Fidelity National</span></a></span></li>
</ul>
<p class="p2">
<p class="p1"><span class="s1">“Title is vital” says Mike Haltman!</span></p>
<p class="p2">
<p class="p2">
<p class="p1"><span class="s1"><strong>Mike Haltman’s Philanthropic Efforts: </strong><a href="https://heroestoheroes.org/"><span class="s2"><strong>The Heroes-to-Heroes Foundation</strong></span></a></span></p>
<p class="p5">
<p class="p1"><span class="s1">Heroes to Heroes is a non-denominational faith-based charity for veterans who have suffered from moral injury. James Prendamano shares his reverence for our own beloved veterans and his grandfather<a href="https://www.army.mil/d-day/history.html"><span class="s2">, Grandpa Joe, who was in Normandy.</span></a></span></p>
<p class="p2">
<p class="p1"><span class="s1">In addition, Michael Haltman has <a href="https://polarbearclub.org/pb-site/"><span class="s2">done the Polar Bear Plunge</span></a>. “When I turned 50, I started to step out of comfort zone, and I even did a boxing fundraiser. I raised about $17 thousand dollars for a number of Long Island charities.”</span></p>
<p class="p2">
<p class="p1"><span class="s1">“It was just like – I turned 50 and I started stepping out of my comfort zone. I became less afraid. Like, the next thing I want to do is go skydiving!”</span></p>
<p class="p2">
<p class="p1"><span class="s1">Well, James Prendamano, laughs, we will be happy to be there on the donation side, but I don’t know that I will be jumping out of an airplane anytime soon.</span></p>
<p class="p2">
<p class="p2">
<p class="p3"><span class="s8"><a href="http://www.hallmarkabstractllc.com/">Want to learn more about the Hallmark Abstract? Looking for the right Title Search insurance provider?</a></span></p>
<p class="p2">
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<p class="p1"><span class="s1">Related Links:</span></p>
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<p class="p3"><span class="s8"><a href="http://www.casandraproperties.com/blog">Interested in daily real estate tips, education, and market updates?</a></span></p>
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<p class="p3"><span class="s8"><a href="https://www.youtube.com/watch?v=dkLqOuThN6M&t=1233s">Check out and subscribe to the Casandra Properties YouTube Channel. 10,000 subscribers and growing. We thank you for all the support!</a></span></p>
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<span class="property-card__fact-value property-card__fact-value--sqft">10905 SF</span>
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<span class="property-card__image-city">staten island</span>
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<span class="property-card__image-address">871 Post Avenue, Staten Island</span>
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<span class="property-card__type-part">Commercial For Sale</span>
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$1,599,999 </span>
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<span class="property-card__fact-value property-card__fact-value--sqft">3000 + SF</span>
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<path d="M215.7 499.2C267 435 384 279.4 384 192C384 86 298 0 192 0S0 86 0 192c0 87.4 117 243 168.3 307.2c12.3 15.3 35.1 15.3 47.4 0zM192 128a64 64 0 1 1 0 128 64 64 0 1 1 0-128z" />
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<span class="property-card__image-address">876 Castleton Ave, Staten Island</span>
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$3,250 per month </span>
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<span class="property-card__fact-value property-card__fact-value--sqft">1374 SF</span>
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